Saving up to buy your First Home?
The aspiration for many is to be able to take that first step into your own home, whether it’s a studio apartment or a villa with a back and front garden, but what should you consider as a first-time buyer.
It’s OK to have a dream home in mind, but when starting out, all you want to do is take that first step onto the property ladder and start your journey towards your ideal Home; after all, they don’t call it a ladder for nothing.
As a first-time buyer, there are government schemes that can assist you – Help to Buy (Scotland) means you only need a 5% deposit, and you can qualify for up to 15% shared equity help from the government.
In March this year, the government announced the 95% mortgage guarantee scheme available to help buyers throughout the UK secure a home with just a 5% deposit. The guarantee is valid for up to 7 years after the mortgage starts and can be accessed for properties up to the value of £600,000. Please note that is Scotland lenders only lend on the Home Report valuation.
New Homes
Our stylish and spacious two-bedroom attached villa at our Stirling City development is an ideal first home for first-time buyers. The new style exterior is finished in a modern, contemporary grey and white render with off-street private parking.
The large lounge is front facing with a door leading into the superb open plan kitchen with a dining area and patio doors leading into the rear garden. There is also a downstairs WC.
Upstairs there are two very spacious bedrooms able to accommodate a double bed plus wardrobes, and at the top of the stairs is a sizeable family bathroom.
Priced at just £174,995, this is an ideal home for any first-time buyer and qualifies for the Help to Buy (Scotland) scheme.
Stirling
Located at one of the most historic yet modern cities in Scotland, Stirling is perfectly placed for travelling with excellent road and rail links. The development is just a short stroll from the city centre where you will find all the usual high street brands, unique independent stores, and superb restaurants and cafes.
As a first home, the two-bedroom Morven at Stirling City offers a great first step onto the property ladder for young professionals, couples and young families.
Why not speak to our Sales Adviser to find out more, we can help with information on the Government-backed schemes and even direct you to an independent Financial Advisor who can help you find the best mortgage rate to fit your needs.
Call today and make an appointment; our Marketing Suites are open Thursday to Monday 11am till 5:30pm.
We look forward to helping you buy your first Home.
